White Sands FCU Las Cruces NM: A Comprehensive Guide
White Sands Federal Credit Union (FCU) in Las Cruces, New Mexico, is a financial institution that offers a wide range of services to its members. Whether you’re a local resident or just passing through, understanding what White Sands FCU has to offer can be beneficial. Let’s delve into the details of this financial institution.
Location and Accessibility
White Sands FCU is conveniently located at 6800 W University Ave, Las Cruces, NM 88007. The credit union is situated near the New Mexico State University campus, making it easily accessible to students, faculty, and staff. The address is as follows:
| Address | 6800 W University Ave |
|---|---|
| City | Las Cruces, NM |
| Zip Code | 88007 |
The credit union is open Monday through Friday from 9:00 AM to 5:00 PM. It is closed on weekends and federal holidays. For more information about their hours, you can visit their website or call them at (575) 524-3375.
Membership and Eligibility
White Sands FCU is a member-owned financial cooperative, which means that anyone who lives, works, or attends school in Do帽a Ana County, New Mexico, is eligible to join. To become a member, you simply need to open a savings account with a minimum deposit of $5. Once you’re a member, you can enjoy all the benefits that White Sands FCU has to offer.
Services Offered
White Sands FCU provides a variety of services to its members, including:
- Checking and Savings Accounts: The credit union offers different types of checking and savings accounts to suit your needs. They include interest-bearing savings accounts, money market accounts, and certificates of deposit (CDs).
- Loans: White Sands FCU offers personal loans, auto loans, and home equity loans. They also provide student loans and loans for members who are buying a new or used vehicle.
- Debit and Credit Cards: The credit union offers Visa debit and credit cards with various rewards programs. They also provide fraud protection and zero liability for unauthorized transactions.
- Online and Mobile Banking: Members can access their accounts, make transactions, and manage their finances through the credit union’s online and mobile banking platforms.
- ATM Access: White Sands FCU has numerous ATMs located throughout Las Cruces and the surrounding areas. Members can use these ATMs to withdraw cash, deposit checks, and check their account balances.
- Financial Education: The credit union offers free financial education resources to help members make informed financial decisions. They provide workshops, webinars, and one-on-one counseling sessions.
Benefits of Membership
Joining White Sands FCU comes with several benefits, such as:
- Competitive Interest Rates: The credit union offers competitive interest rates on savings accounts, CDs, and loans, helping members save more and borrow less.
- No Monthly Service Fees: White Sands FCU does not charge monthly service fees for checking or savings accounts, allowing members to keep more of their hard-earned money.
- Personalized Service: The credit union’s staff is dedicated to providing personalized service and helping members achieve their financial goals.
- Community Involvement: White Sands FCU is committed to supporting the Las Cruces community through various initiatives and partnerships.
Conclusion
White Sands FCU in Las Cruces, New Mexico, is a reliable and convenient financial institution that offers a wide range of services to its members. With competitive interest rates, no monthly service fees, and personalized service, it’s no wonder that many residents and students choose to bank with this credit union. If you’re looking for a financial institution
